Terms and Conditions takis98 — Malaysia Platform Usage Guidelines

These Terms and Conditions ("Agreement") constitute a legally binding contract between you ("User" or "Member") and takis98 ("Platform", "We"). This document governs all aspects of your use of the takis98 platform, including the website, mobile app, and all related services we provide.

By accessing, registering for, or using any part of the takis98 platform, you acknowledge that you have read, understood, and agreed to be bound by all provisions of these Terms and Conditions. If you do not agree with any part of this agreement, you are not permitted to use our platform.

These Terms and Conditions should be read together with Privacy Policy and Responsible Gaming Policy of ours, both of which form part of the overall agreement between you and takis98.

To use the takis98 platform, you must meet all of the following eligibility requirements at all times:

• You are at least 18 years old at the date of registration and during use of the platform.
• You are a resident or citizen eligible to access online entertainment services in accordance with the laws applicable in your area of residence.
• You have not been, and are not currently, banned, suspended, or blocked from using any online entertainment platform due to fraud, abuse, or breach of terms.
• You register and use the account on your own behalf only, not on behalf of another person or business entity.
• You are not on any list of individuals restricted by relevant authorities on grounds related to illegal activities or money laundering.

Takis98 reserves the right to request identity verification documents from users at any time for KYC (Know Your Customer) compliance purposes. Failure to provide the requested documents within the specified period may result in temporary suspension or closure of the account.

Each user is only permitted to hold one (1) registered account on the takis98 platform. Holding multiple accounts is strictly prohibited and may result in the closure of all associated accounts and forfeiture of any existing balances.

During registration, you are required to provide true, accurate, current, and complete information as requested. The information you provide — including your full name, date of birth, email address, phone number, and payment details — must match your official identity documents.

You are solely responsible for:

• Keep your password and account login credentials confidential.
• Ensure that no other party accesses your account without your authorization.
• Notify takis98 immediately if you suspect any unauthorized access to your account.
• Update your profile information if any changes occur to your relevant personal details.

Takis98 is not responsible for any losses arising from your failure to keep your account login credentials secure.

All financial transactions on the takis98 platform are conducted in Malaysian Ringgit (MYR). Our platform supports a variety of local payment methods including FPX, DuitNow QR, Touch 'n Go eWallet, and direct bank transfer for the convenience of Malaysia users.

Deposit: Deposits will be credited to your account within seconds of successful payment confirmation. Minimum and maximum deposit amounts are subject to the limits set for each payment method and may change from time to time.

Withdrawal: Withdrawal requests will be processed within the stipulated timeframe. Withdrawals will be credited only to a verified bank account or e-wallet registered in your name. takis98 does not permit withdrawals to third-party accounts.

• All withdrawals are subject to relevant compliance checks and KYC procedures.
• Takis98 reserves the right to request additional supporting documents before approving withdrawals that exceed certain limits.
• Any taxes, duties, or charges imposed by the bank or payment provider are the sole responsibility of the user.
• Withdrawals from bonus funds are subject to the wagering requirements stated in the relevant bonus terms.

Takis98 offers a variety of bonuses and promotions from time to time to add value to our members' gaming experience. Each bonus and promotion is subject to specific terms and conditions stated alongside the relevant offer, and those terms are to be read together with these general Terms and Conditions.

The general terms applicable to all takis98 bonuses and promotions are as follows:

• Each bonus may only be claimed once per user, account, device, IP address, and household, unless otherwise stated.
• Bonuses received must meet the specified wagering requirements before any withdrawal is permitted.
• Takis98 reserves the right to void any bonuses and related wins if there is evidence of bonus system abuse or fraud.
• Bonuses may not be transferred, sold, or directly converted to cash without fulfilling the wagering requirements.
• Promotional offers have a set validity period and will expire automatically if not used within the given timeframe.

Takis98 reserves the right to modify, suspend or terminate any bonus or promotional programme at any time without prior notice. takis98's decision regarding any bonus dispute is final and binding.

All games available on the takis98 platform — including Live Casino, Slots, Sports Betting, and table games — have their own specific rules. Users are required to understand the rules of each game before participating with real money.

General rules applicable to all games on takis98:

• The outcome of all games is final once the round ends and is credited to the account.
• Any technical issues that occur during a gaming session will be investigated and resolved based on stored system records.
• In the event of a system error or incorrect display caused by a technical issue, takis98 reserves the right to void the affected bets and refund the wagered amount.
• Sports betting is subject to the rules and odds set at the time the bet is placed and cannot be changed after confirmation.
• Wins resulting from the exploitation of software bugs, system vulnerabilities, or other unauthorised means will not be paid out and the account in question will be investigated.

All slot and casino games on takis98 use a Random Number Generator (RNG) verified by independent international auditing bodies to ensure the fairness and integrity of every game outcome.

Use of the takis98 platform is restricted to legitimate entertainment purposes only. The following activities are strictly prohibited and may result in immediate action including account closure, fund freezing, and legal proceedings:

• Fraud and forgery: Providing false information during registration or the KYC process, falsifying identity documents, or using another person's identity.
• Money laundering: Using the takis98 platform as a channel to conceal or transfer proceeds from illegal activities.
• Multiple accounts: Registering or operating more than one account under the same or different identities for the purpose of gaining bonus advantages or circumventing limits.
• Hacking and exploitation: Using software, bots, automated scripts, or any technical method to exploit system vulnerabilities or gain an unfair advantage.
• Unauthorised collusion: Colluding with other players to manipulate game outcomes or cheat the system in multiplayer games.
• Third-party transactions: Receiving deposits or making withdrawals to/from an account that is not in your own name.

Takis98 takes your privacy and personal data security seriously. All personal information you provide to us will be processed, stored and protected in accordance with Privacy Policy of ours in detail.

In summary, our commitment to your privacy covers:

• All personal data and financial information is protected with continuous 256-bit SSL encryption.
• Your data will not be sold, rented, or shared with third parties for marketing purposes without your consent.
• You have the right to access, correct, or request deletion of your personal data in accordance with applicable legal provisions.
• We retain your data only for as long as necessary for operational purposes, legal compliance, and the resolution of any disputes.

For more complete information on how we collect, use and protect your data, please refer to Privacy Policy takis98, which forms part of this agreement.

The takis98 platform is provided on an "as is" and "as available" basis. While we continually strive to ensure the platform operates smoothly and without interruption, there are certain limitations to our liability that you should be aware of:

• Takis98 is not liable for any loss or damage arising from service disruptions, technical issues or circumstances beyond our control, including natural disasters, internet infrastructure outages or actions by authorities.
• We do not guarantee that our platform will be free from errors, viruses, or other harmful elements, even though we implement comprehensive security measures.
• Takis98 is not responsible for any financial decisions you make based on information found on our platform.
• The maximum liability of takis98 towards you for any claim shall not exceed the total amount you have deposited within the 30 days preceding the claim.

You agree that your use of the takis98 platform is at your own risk and that you fully accept the liability limits stated in these terms.

You may close your account at any time by contacting our customer support team. Before closure is processed, any remaining real money balance will be returned to you once all relevant conditions have been met.

Takis98 reserves the right to suspend or close a user's account under the following circumstances:

• Violation of any provision in these Terms and Conditions.
• Suspicion or confirmation of fraud, money laundering, or other illegal activity.
• Failure to submit the requested KYC documents within the stipulated timeframe.
• Voluntary self-exclusion request by the user for responsible gaming reasons.
• Instructions from regulatory authorities or law enforcement.

In the event of account closure due to a breach of terms, takis98 reserves the right to withhold and forfeit any bonus balances and wins obtained through conduct that violates these terms.

Takis98 is fully committed to promoting responsible gaming and the well-being of our players. We believe that great entertainment is entertainment that is controlled and within healthy limits.

Our platform provides a range of responsible gaming tools including:

• Self-imposed deposit limit: Set daily, weekly, or monthly limits on your deposits.
• Loss limit: Cap the amount you can lose within a set period to keep your spending in check.
• Session time limit: Set time limits for your gaming sessions so you do not play for too long.
• Game break: Take a temporary break from the platform for a duration of your choice.
• Self-exclusion: If you feel you need help, you may apply to self-exclude from the platform for an extended period.

If you or someone you know is experiencing gambling-related issues, we encourage you to seek professional help immediately. For more information on available tools and resources, please visit the Responsible Gaming of ours.

Takis98 reserves the right to review, modify or update these Terms and Conditions at any time to reflect changes in our business operations, legal requirements or industry developments.

When a material change occurs, we will:

• Updating the "Last Updated" date displayed at the top of this document.
• Sending notifications to registered users via email or in-platform notifications.
• Displaying a clear notice on the platform's homepage for an appropriate period.

Continued use of the takis98 platform after the effective date of the updated terms constitutes your acceptance of the revised terms. If you do not agree with the changes made, you must stop using the platform and close your account before the new terms take effect.

For any enquiries regarding these Terms and Conditions, please contact our customer support team available 24/7 via Live Chat on the platform or through our support email.